Brookhaven at Johns Creek Holds Grand Opening Weekend Festivities

Jim Chapman Communities announces the Grand Opening of its newest active adult community, Brookhaven at Johns Creek. Combining a perfect location with one level ranch homes designed just for the active adult, Brookhaven at Johns Creek brings active adult living to one of metro Atlanta’s newest cities. Homeowners at this new community enjoy the privacy of a gated community; the luxury of low maintenance living and the convenience of location. A weekend of festivities will be held, Oct. 16-19, to celebrate the completion of the community.

Local real estate agents will be invited to a “Margaritas, Models and Meet the Artist” exclusive preview cocktail party on Thursday, Oct. 16 from 4 p.m. until 8 p.m. to view the four new models and the 5,000 square foot clubhouse. Local artist Chris Glennon will be on hand to personally showcase her work, which will be on display throughout the models and clubhouse. A special artist original will also be raffled off during the weekend.

A ribbon cutting ceremony will take place the morning of Saturday, Oct. 18. An invitation only Meet and Greet will also be held that day for prospective homebuyers who have previously visited the community. Refreshments and entertainment will be provided by the builder.

An Open House will be held, Sunday, Oct. 19th. Jim Chapman, President of Jim Chapman Communities will be on hand to offer personal, builder-guided tours through the community, models and clubhouse.

Brookhaven at Johns Creek features Jim Chapman Communities’ signature, 2 and 3 bedroom quad ranch condos as well as two- to four-bedroom single family home floor plans. Bonus rooms with full baths and great rooms with fireplaces and kitchens are available. All homes are all-brick and stone construction with inviting front porches, vaulted ceilings and oversized master suites.

Residents will enjoy the two lighted tennis courts and walking trails, a beautiful heated pool, outdoor fireplace and clubhouse with exercise room and kitchen, as well as activities such as themed parties, holiday get-togethers and planned excursions, coordinated by a full-time Lifestyles Director. Brookhaven at Johns Creek is 100 percent fenced for security with a gated entrance with remote openers.

Brookhaven at Johns Creek is in the highly sought-after North Fulton area. This desirable location is between many high-end country club communities and one mile to new Emory-Johns Creek Hospital. Brookhaven at Johns Creek is located between Peachtree Parkway (GA 141) and McGinnis Ferry Road on Technology Circle. From Atlanta take I-85 North to I-285 West and Exit 31B, (GA 141 North-Cumming/Dahlonega). Bear left on GA 141 North to Johns Creek. Turn right on Johns Creek Parkway, and right on Technology Circle. Community is approximately one-half mile on right.

An Atlanta-based builder and developer, Jim Chapman began building custom homes in Buckhead in 1998. Today, Jim Chapman Communities applies to the active adult market the same quality and service standards Jim Chapman developed while building luxury homes. Jim Chapman Communities currently builds elegant yet affordable one-level ranch condominiums and detached homes in communities across metro Atlanta including Douglas, Gwinnett, Cobb, Fulton and Forsyth counties. Planning and delivering extraordinary communities designed for the active adult lifestyle, Jim Chapman Communities offers Well-Earned Elegance for today’s active adults. For more information on Jim Chapman Communities, call (770) 319-7474 or visit www.JimChapmanCommunities.com.
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Lake Logan Martin Home Sites, Development Land to Sell at Auction

(BUSINESS WIRE)--Ten home sites in the Rushing Springs subdivision on Lake Logan Martin will sell at absolute auction Thursday, Sept. 25. All of the home sites have water views and access to the lake through a community boat launch.

In an absolute auction, the property sells to the highest bidder with no minimum bid or reserve.

Also selling at absolute auction will be a waterfront 2.1± acre tract located within Rushing Springs and a 25± acre development property with frontage on Valley Road in Talladega.

“Because the Rushing Springs developer has chosen to reduce inventory in a sluggish market, this may be the best chance ever to purchase property at an attractive price on Lake Logan Martin,” said Warren Ward, president of Albert Burney Auction Company, which will manage the sale. “Those bidding on the 10 Rushing Springs properties may choose from 22 different lots, including one that is located directly on the water. These are ideal for builders or for individuals who plan to build homes on the lake,” said Ward.

The auction will be held at 6 p.m. at the Budget Inn, 65600 Alabama Highway 77 in Talladega.

Albert Burney representatives will be on site from 10 a.m. to 5 p.m. from Sept. 19 through the sale day on Sept. 25.

Individuals interested in additional information about the property and auction may contact Albert Burney Auction Company at 800.434.1654 or visit the company’s web site at www.albertburney.com.

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Harvey Is Jackson Offices Top Producer

Linda Harvey was announced as August Agent of the Month for the Jackson/Butts County office of Coldwell Banker Bullard Realty.

No. 2 producer for the office was Ray Bitrick, and Julie Epperson was No. 3.

Harvey, a Butts County resident, received her training through the MLS Training Institute and Bullard College, and she has over 20 years of experience in real estate. A member of the Metro South Association of Realtors and the Georgia and National Associations of Realtors, she is a graduate of Jonesboro High School. In 2005, she was a member of the Bullard Bronze Society.

In the past, she has been a Sunday School and Vacation Bible School teacher at Emmanual Baptist Church and was active in the Women's Auxiliary of Rockdale Hospital.

Her family includes two daughters, one son, and six grandsons.
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Sprayberry Named Individual Agent Leader in Henry

Jan Sprayberry has been selected as August Individual Agent Leader for the McDonough/Henry County office of Coldwell Banker Bullard Realty.

Other top individual producers for the office during the month were Tammi Lamb, No. 2, and Brooks Brackett, No. 3.

Sprayberry, who resides in Stockbridge, has worked in real estate for over 20 years, joining the Bullard Realty organization in 1989.

An Active Life Member of the Million Dollar Club, she has earned membership in Bullard's President's Club and President's Relocation Club and was the company's top closing agent in incoming referrals during 1995 and top agent in outgoing referrals in 1997 and 2001. In companywide standings, she was the first runner-up in production in 1996 and second runner-up the previous year. In previous years, when she was with the Jonesboro/Clayton office, she either led the office in production or was near the top on a number of occasions. She was No. 2 individual producer for the McDonough office in 2006.

She also was awarded membership in Coldwell Banker's International Diamond Society in 1997, 2000, 2001, 2004 and 2005 and was named to the President's Circle in 1998, 1999 and 2003. In 2006 and 2007, she was a member of the Bullard Bronze Society.
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Waldrop Announced as Individual Agent Leader for Conyers Office

For the second time this year, Brenda Waldrop was named Individual Agent Leader for the Conyers/Rockdale County office of Coldwell Banker Bullard Realty. The latest award was for August.

Sheri Sears was the No. 2 individual producer for the Conyers office during the month, and Jacqueline Papallo was No. 3 for the office.

Waldrop, who initiated her real estate career more than 39 years ago, has an associate broker's license and has earned the GRI (Graduate, Realtors Institute), CBR (Certified Buyer Representative) and CRS�(Certified Residential Specialist) designations. She completed Coldwell Banker University, and she has received the Certified Relocation Specialist, Certified Corporate Property Specialist and Certified Residential Marketing Specialist designations from Coldwell Banker.

Her experience in real estate includes marketing new and resale residential properties, lot and land sales and development, commercial/industrial property sales, serving as a relocation and corporate relocation director, and representing mortgage lenders and insurance firms as a REO (real estate owned) specialist.

A Silver Phoenix Award recipient, and a Silver Million Dollar Club Member of East Metro Board of Realtors, she has earned the Coldwell Banker Multi-Million Dollar Club Award. Her Coldwell Banker recognition also includes the International Sterling Society, International Diamond Society, and International President's Circle. Among current agents at Coldwell Banker Bullard's Conyers/Rockdale County office, she was the Top Producer in 2004, 2005, and 2007 and No. 2 in 2006. She was also named Top Relocation Agent for 2007 by Bullard's Relocation Department, as well as being selected to the company's President's Relocation Club.

A Rockdale County resident, Waldrop has been a board member and has chaired or been a member of numerous committees for her Board of Realtors. She is a member of Union Grove Baptist Church.
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Mattox Cited as Individual Agent Leader for Jonesboro Office

Sherry Mattox has been named August Individual Agent Leader for the Jonesboro/Clayton County office of Coldwell Banker Bullard Realty.

No. 2 individual producer for the Jonesboro office during the month was Shonda Sims, and Sharron Williams was No. 3.

Mattox has been involved in real estate since January of 1995, affiliating with Coldwell Banker Bullard in April of that year. She received her training through the MLS Training Institute. Holder of the RePro designation from the Metro South Association of Realtors, she has been a Million Dollar Club member, has received membership in Coldwell Banker's International Sterling Society in 1998, 1999, 2002, 2004, 2005, and 2006, and qualified for the International Diamond Society in 2000, 2001, 2003, and 2007. Mattox was recognized as the Jonesboro office's Top Individual Producer for 2006 and was No. 2 in 2007.

She also previously served as her company�s outgoing referral coordinator for several years, handling third party listings for Cendant Mobility in Clayton and Henry Counties, and she is currently a member of the 'A' Team for Bullard Realty's Relocation Department.

How To Save Your Home From Foreclosure

(StatePoint) America's foreclosure crisis continues to hit home among families nationwide.

Approximately one million properties now are in some stage of foreclosure and a million more are in danger of joining them, say industry experts.

To put things in perspective, one in every 464 U.S. households received a foreclosure notice during a recent month, according to RealtyTrac Inc., a national database of foreclosure properties. And if conditions don't improve dramatically, that number will rise to one in every 33 households over the next two years, according to a report by The Pew Charitable Trust.

"What it all comes down to is if families are going to save their homes, they'll have to do it themselves," says Lloyd Segal, author of the new book, "Stop Foreclosure Now: The Complete Guide to Saving Your Home and Your Credit" (AMACOM).

There are several keys to save your home from foreclosure, according to Segal.

Move Fast To Deal With Your Lender:

Many wait until days before a foreclosure sale by their lender, at which point there's not much to be done.

"The most important thing when you fall behind on mortgage payments and you know you can't keep up, is to contact your lender," stresses Segal.

Call your lender and speak with the loan modification or foreclosure department. Speak with somebody in a position of authority.

Ask about modifying your loan. There are different types of modifications, including moving debt to the end of the loan's life or lowering your interest rate and payments temporarily until you can get back on track.

"You've already broken your promise, so be honest about your predicament: Did you lose your job, get divorced or have an illness? If you say it's only going to take a short period to get back on track with payments and it'll take longer, you're only hurting yourself," he says.

Is Your Home Worth Saving?

Determine if you have any equity in your house or an overwhelming emotional attachment to it.

"Equity" refers to the market value of your property less the balance owed on liens against it and the costs of sale. If you have equity, it is economically worth saving. Be sure you correctly value your home, taking into account any declining local property values.

If you have no equity but an emotional commitment, you still may wish to save your home. If you have no equity or emotional attachment, consider selling as an alternative to foreclosure.

Refinance Before Foreclosure Hits:

Refinancing consists of obtaining a loan from a new lender to pay your existing lender. You can do this to pay off your foreclosure lender entirely or simply bring your loan current.

If your credit is good or you have equity in your property you should be able to refinance, even if foreclosure proceedings already have begun.

After foreclosure has begun, refinancing lenders will demand higher interest rates and charge fees for the loan.

Other Ways To Stop Foreclosure:

Active military personnel and their families (and anyone who co-signed a loan with them) are protected from foreclosure, allowing for temporary suspension of collection actions. You can even get a property back if it was sold or reduce your current loan rate.

For its part, bankruptcy will put an immediate halt on foreclosure, but usually only for a temporary period. Moreover, bankruptcy will harm your credit for the future.

If the foreclosure itself is defective, you might be able to get it halted. In most cases, you will have to consult an attorney to see if the loan violated any laws or if the lender made a mistake in the foreclosure process - such as filing papers incorrectly or not giving you the required time before next steps.

For more tips, read Segal's new book, "Stop Foreclosure Now."

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Real Estate Course in Griffin Begins on Monday, October 6

The Coldwell Banker Bullard Advantage School of Real Estate in cooperation with Griffin Technical College will conduct the 75-hour real estate salesperson’s course in Griffin beginning Monday, October 6.

The eight-week course is required by the Georgia Real Estate Commission for a person to take the state real estate salesperson's licensing exam. Held in conjunction with Griffin Technical College, it will take place at the college at 501 Varsity Rd. in Griffin.

Classes will be held on Monday, Tuesday, and Thursday evenings from 6 until 9:15 p.m. The instructor will be Joe T. Lane.

The cost of the course is $450.00 plus books, and payment must be made in full upon registration. Those interested in taking the course should call Stephanie Fenton, director of career development for Coldwell Banker Bullard, at 770-477-6400, Ext. 229, for information about registration and materials.
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