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Thursday, October 30, 2008

Now is a Great Time To Buy At Talley Street Lofts

Talley Street Lofts is now approved for Federal Housing Administration (FHA) loans, in addition to offering no property taxes until 2009 and $7,500 federal tax credit to first-time homebuyers. Only 18 homes remain in this community located in historic downtown Decatur. Talley Street Lofts, an intimate community of just 90 lofts, combines unique architecture with brick, stucco and appealing corrugated metal exteriors, offers the convenience of big city living in an village atmosphere and is affordably priced from the mid $100,000s to the low $200,000s.

“There is no better time to buy and Talley Street Lofts is the perfect place for first-time home buyers,” said Mona Lisa Belcher, on-site sales manager at Talley Street Lofts. “Not many condominium or townhome communities are FHA approved. In order to obtain approval the community must be 51 percent sold.”

“FHA loans offer several benefits to first-time homebuyers,” said Shawna Jackson, loan officer at Flagstar Bank. “Only a small down payment is required, just 3 percent of the sales price, and that down payment can come from an acceptable gift source, including non-occupying co-borrowers to assist with purchase. Very little credit history is required. There are no income limits and the guidelines are more flexible with FHA loans. And finally the up front and monthly mortgage insurance is reasonably priced.”

The one- and two-bedroom floorplans at Talley Street Lofts range in size from 700 to 1,200 square feet. To balance the feel of the homes, traditional loft features and updated amenities have been incorporated in to the open floorplans. Features include hardwood floors, granite kitchen countertops, stainless steel appliances including a side-by-side refrigerator, 10-foot ceilings, floor to ceiling windows, brushed chrome hardware throughout, covered balconies and bike racks. In addition, all homes come standard with a full size washer and dryer. Allowing homeowners to stay connected, high speed WiFi Internet is available in all units as well as all common areas.

Unlike many other loft communities, Talley Street Lofts offers a wide array of amenities for homeowners to enjoy, including a swimming pool, fountain, sun deck, fitness center, conference room and clubroom. The community is also gated. In addition to the great amenities, Talley Street Lofts offers grand views of Midtown Atlanta, which homeowners can enjoy from their covered balconies, and the lush landscaping throughout lends to the feel of Talley Street Lofts. In addition to the superb amenities at the community, Talley Street Lofts offers quick access to PATH bike trail all the way to Stone Mountain.

Talley Street Lofts reflects the neighborhood ambience of comfort and convenience in historic Downtown Decatur with shopping, dining, biking and MARTA all within walking distance. Tree-lined streets and outdoor dining tables add small-town charm to the area. Decatur is perfect for young families, empty nesters and young urbanities looking for an alternative to the big city. The city is also centrally located to the exciting nightlife of downtown Atlanta, while family entertainment is only minutes away at Decatur Square.

Exclusive sales and marketing is being handled by Morris and Raper. Interested homebuyers are encouraged to call Mona Lisa Belcher at 404-373-6463 or visit the www.talleystreetlofts.com for more information.
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